INSURANCE
September 10, 2024
Understanding 4-Point Inspections for Florida Insurance
Florida insurers require 4-point inspections on older homes before issuing or renewing a policy. Here's exactly what's covered and why it matters for your coverage.
A 4-point inspection evaluates the four major systems of a home: roofing, electrical, plumbing, and HVAC. Florida insurance companies require this inspection for homes typically over 25–30 years old. The report helps insurers assess risk and determine insurability.